Let’s make the Fed require verification before allowing ACH withdrawals from your account. ACH (Automated Clearing House) is a government agency whom processes electronic transactions governed by the Federal Reserve. In order to process ACH transactions a company has to be registered with the Fed. The problem comes in that there is no verification of identifiable information before an ACH withdrawal is done. All a thief needs are your routing number and account number, found on any check. Not comforting.
This is contrary to say using a credit or debit card online which requires that your name, billing address, and security code match up. With ACH there is nothing. Yup, you heard it. As stated earlier, all a company needs are the routing number and check account number to pull any amount of money from your account. View full article »
Let’s stop taking second place or not even entering the race in the first place. The United States of America is the only major country who has 
Wouldn’t it be nice if every time you thought about helping a candidate run for public office you weren’t first asked for money? Wouldn’t it be nice if even the poorest individual could run for public office if he or she was the most qualified? I know it sounds like a dream land. The wonderful reality of this story is that it actually exists in a handful of states.
